Trust & Governance

We are building a layer of the internet that respects user dignity while empowering advertisers. Our policies are non-negotiable.

Intended Use

AffordX is designed strictly for marketing relevance optimization.

Bid Optimization

Adjusting bid logic based on aggregate affordability to improve ROAS.

Relevance Scoring

Matching premium products to audiences with the capacity to buy them.

Waste Suppression

Filtering out audiences for whom a product is financially out of reach to save ad spend.

Prohibited Use

We strictly ban the use of our signals for eligibility or discriminatory practices.

Eligibility Decisions

Using AffordX to approve or deny credit, housing, insurance, or employment.

Predatory Targeting

Specifically targeting low-affordability groups with high-cost loans, gambling, or exploitative offers.

Individual Profiling

Attempting to reverse-engineer individual identity or sensitive personal attributes.

Our Privacy Posture

We believe you don't need to know who someone is to know what they can afford.

No PII Ingestion

We do not accept, process, or store Personally Identifiable Information (email, phone, name) for our index.

Aggregate Only

Our models operate on geographic and behavioral aggregates, never on the individual "n=1" level.

Policy Walls

We maintain technical and legal barriers preventing data export for unauthorized use cases.

Governance

How we ensure our technology is used for good.

Manual Audit

Every new client and campaign use-case is manually reviewed by our governance team before API keys are issued.

Sensitive Categories

We block usage for specialized sensitive categories including medical conditions, political affiliation, and religious beliefs.

Decile Transparency

We publish the distribution logic of our deciles so advertisers understand exactly what "High Affordability" represents in their target market.