The AffordX proposition

A privacy-safe affordability index for advertising relevance—not income targeting, not credit scoring, not eligibility decisions.

Why AffordX

Privacy & platform-safe

Designed for relevance optimization and suppression. Not income targeting. Not credit scoring. Not eligibility decisions.

Always updating

The AffordX index is continuously refreshed so deciles remain current as markets, seasonality, and consumer behavior change.

Fast to deploy

No data science team required. No bespoke modeling. Use category presets and apply the decile bid layer in minutes.

No long-term contracts

Start with a suppression-only pilot. Avoid heavyweight, multi-month data agreements and complex onboarding.

Simple & trader-native

Outputs deciles + net-CPM-neutral bid multipliers. Clear actions: suppress, de-emphasize, neutral, emphasize.

Low risk to try

Pilot without creative changes or channel shifts. If it doesn't work, you learn exactly where waste lives.

What AffordX does

Affordability intelligence

AffordX assigns impressions to affordability deciles based on probabilistic modeling of purchasing power and category fit.

This helps advertisers align their spend with audiences most likely to convert—without needing personal financial data.

CPM-neutral optimization

The bid strategy is designed to shift distribution (suppress low-fit, emphasize high-fit) while keeping net CPM flat.

You don't inflate costs—you reallocate impressions toward better-fit audiences.

What AffordX is not

Not income targeting

AffordX does not label users by income bracket or financial status. It's a relative, probabilistic index—not a demographic segment.

Not credit scoring

AffordX is not used for creditworthiness, underwriting, or lending decisions. It's strictly for advertising relevance.

Not eligibility gating

AffordX does not determine access to credit, housing, employment, insurance, or public services. It's a marketing optimization tool.

Try AffordX with minimal lift

No long onboarding

Start from presets. Generate a plan. Apply exclusions and multipliers.

No data science

No custom modeling. No feature engineering. No complex pipelines.

Suppression-first pilot

30 days, one campaign, control vs. AffordX. Low risk, clear outcome.

Policy posture

AffordX is designed as a privacy-safe, relevance optimization layer for advertising. It does not enable discrimination, does not use sensitive personal financial data, and is not intended for use in regulated decision-making contexts.

For more on compliance and intended use, see About.