Business overview

AffordX brings affordability intelligence to programmatic advertising—helping brands and agencies optimize relevance without complex data science or long-term contracts.

Why AffordX

Privacy & platform-safe

Designed for relevance optimization and suppression. Not income targeting. Not credit scoring. Not eligibility decisions.

Always updating

The AffordX index is continuously refreshed so deciles remain current as markets, seasonality, and consumer behavior change.

Fast to deploy

No data science team required. No bespoke modeling. Use category presets and apply the decile bid layer in minutes.

No long-term contracts

Start with a suppression-only pilot. Avoid heavyweight, multi-month data agreements and complex onboarding.

Simple & trader-native

Outputs deciles + net-CPM-neutral bid multipliers. Clear actions: suppress, de-emphasize, neutral, emphasize.

Low risk to try

Pilot without creative changes or channel shifts. If it doesn't work, you learn exactly where waste lives.

How the product works

Decile-based bidding

AffordX assigns every impression to an affordability decile (1-10) based on probabilistic modeling of purchasing power and category fit.

Buyers apply bid multipliers: suppress low-fit deciles, emphasize high-fit ones—while keeping net CPM neutral.

Always updating

Affordability and conversion likelihood shift with seasonality, macro conditions, pricing, and product mix. AffordX is built as a continuously refreshed index so deciles remain current over time.

Practical impact: traders avoid "stale segments" and don't need to rebuild logic each quarter.

Target customers

Direct-to-consumer brands

Premium or high-ticket products (furniture, travel, luxury goods) looking to reduce wasted impressions.

Agency trading desks

Teams managing portfolios of clients who need a plug-and-play affordability layer without custom builds.

Performance marketers

Advertisers focused on conversion efficiency who've maxed out standard DSP optimization signals.

Go-to-market approach

Pilot-first model

30-day suppression-first test with one campaign. Control vs. AffordX. Clear win/loss criteria.

No long onboarding, no data contracts, no heavy lift—just results.

Pricing model

Usage-based: percentage of media spend (typically 2-5%) or flat licensing for high-volume buyers.

Pilot pricing available to reduce barrier to trial.

Learn

Proposition

What AffordX is and isn't.

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Why it matters

The structural waste problem.

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Comparisons

How AffordX fits vs CDPs and data providers.

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Compliance & intended use

What AffordX is designed for

  • Advertising relevance optimization
  • Suppression of misaligned impressions (guardrails)
  • Net-CPM-neutral bid shaping to preserve pacing

What AffordX is not designed for

  • Income targeting or "financial status" labeling
  • Creditworthiness scoring or underwriting
  • Eligibility decisions for credit, housing, employment, insurance, or public services
Policy posture: AffordX is a probabilistic, relative index used to improve ad relevance—not to determine access to opportunities.